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Fragmented payments are quietly draining Cebu's small businesses

Philippine Daily Inquirer

WorldPhilippine Daily Inquirer·Jun 9, 2026·1 min read

Fragmented payments are quietly draining Cebu's small businesses

CEBU CITY, Philippines — A restaurant in Mandaue City managed customer payments using multiple QR codes displayed on its counter—one for each bank—while the owner manually recorded sales in a blue notebook. While digital payments had made…

View original source — Philippine Daily Inquirer ↗

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